Last updated: August 18, 2026
Quick Answer
The Chase to Aeroplan transfer bonus gives most eligible Ultimate Rewards users 20% extra Aeroplan points on transfers made from August 12 through September 30, 2026. The advertised “up to 30%” return applies only to Chase Aeroplan cardmembers who transfer at least 50,000 Chase points in one transaction and remain within the card’s 25,000-point annual bonus cap.
Do not transfer speculatively just to capture the bonus. Search Aeroplan first, confirm the award can be booked, and compare the transfer against alternatives such as United, Flying Blue, Avios, or World of Hyatt.
Key Takeaways
Chase Ultimate Rewards normally transfers to Aeroplan at 1:1.
The promotion adds 20%, so 50,000 Chase points becomes 60,000 Aeroplan points for most users.
Eligible Chase Aeroplan cardmembers can receive another 10%, bringing the same transfer to 65,000 points.
The extra 10% requires a single transfer of at least 50,000 Chase points.
The cardmember bonus is capped at 25,000 Aeroplan points per calendar year.
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A Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred can enable transfers, but those cards alone do not qualify for the extra 10%.
Chase says most transfers complete by the next business day, but a transfer may take up to seven business days.
Transfers are one-way. Aeroplan points cannot be moved back to Chase.
Aeroplan has no traditional blanket blackout dates, but limited award availability and dynamic pricing can have a similar effect.
Transfer only when the expected redemption value clears the value of keeping flexible Chase points.
The Offer in Plain Terms: 20% Through September 30, 2026
The Chase Aeroplan 20% bonus runs from August 12 through September 30, 2026. During the promotion, eligible Chase Ultimate Rewards transfers receive 1.2 Aeroplan points for every Chase point instead of the standard 1:1 ratio.
What is the Chase to Aeroplan transfer bonus?
The bonus is a temporary Chase-side increase to the transfer ratio. It is not an Aeroplan award discount, a change to the underlying currency, or an Aeroplan-wide devaluation.
The basic math is straightforward:
Chase points transferredStandard Aeroplan points20% promotional total10,00010,00012,00050,00050,00060,000100,000100,000120,000
You can generally use the 20% promotion more than once during the offer window. Each transfer is permanent, however, so breaking a planned transfer into smaller amounts can reduce the risk of creating an unused Aeroplan balance.
For broader program details, see the Chase transfer partners guide for 2026.
When does the Chase Aeroplan 20% bonus end?
The promotion ends September 30, 2026, according to the offer displayed through Chase. Use the deadline shown in the logged-in transfer portal as controlling, including any time-zone language.
A transfer initiated near the deadline may face account verification, technical issues, or processing delays. Submit earlier when an award is available rather than relying on the final hours.
A transfer bonus improves the exchange rate, but it does not protect award space while the transfer processes.
The Extra 10%: Who Qualifies and What Chase Actually Requires
Only an eligible Chase Aeroplan cardmember can receive the additional 10% card benefit. Holding a Chase Sapphire or Ink card makes Ultimate Rewards transferable, but it does not provide the Aeroplan cardmember bonus by itself.
Who qualifies for the Chase Aeroplan transfer bonus?
Most Ultimate Rewards cardholders with transfer access qualify for the promotional 20%. The additional 10% requires all of the following:
An eligible Chase Aeroplan credit card
A single Ultimate Rewards transfer of at least 50,000 points
Matching, properly linked Chase and Aeroplan account information
An Aeroplan card account that remains eligible under the card benefit terms
Available room under the 25,000-point calendar-year cap
Existing Aeroplan members can qualify. A new Aeroplan account is not required, and previously earned Aeroplan points do not disqualify the account.
Do you need a specific Chase card for the Aeroplan bonus?
Two different card requirements are involved:
A card with Ultimate Rewards transfer access: Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred.
The Chase Aeroplan card: Required for the additional 10% cardmember benefit.
Freedom Flex, Freedom Unlimited, Ink Business Cash, and Ink Business Unlimited earn Chase points, but they do not independently allow airline transfers. Points from those cards may generally be combined with an eligible Sapphire or Ink Business Preferred account before transferring, subject to Chase’s account-combining rules.
The Aeroplan card alone does not turn points earned on a Freedom card into transferable Ultimate Rewards. A premium Ultimate Rewards card is still needed in the transfer chain.
Readers deciding between Chase’s main personal transfer cards can compare the Chase Sapphire Preferred and Reserve.
Does the bonus apply to existing Aeroplan members?
Yes. Existing Aeroplan membership is compatible with both the 20% promotion and the extra cardmember benefit, provided the transfer and card accounts meet the offer terms.
A common mistake is opening a second Aeroplan account for the promotion. Duplicate accounts can create matching problems and may delay access to transferred points.
The 50,000-Point Minimum and the 25,000-Point Annual Cap Explained
The 50,000-point requirement applies to each transfer intended to earn the extra 10%. The annual cap limits the extra cardmember bonus to 25,000 Aeroplan points per calendar year, but it does not reduce the separate 20% promotion.
How does the 50,000-point minimum work?
A transfer of 49,000 Chase points may receive the promotional 20%, but it does not meet the threshold for the additional cardmember bonus. Two transfers of 25,000 points also do not combine to satisfy a 50,000-point single-transaction minimum.
A qualifying 50,000-point transfer produces:
50,000 base Aeroplan points
10,000 points from the 20% promotion
5,000 points from the Aeroplan card’s extra 10%
65,000 total Aeroplan points
The extra cardmember bonus is calculated from the eligible Chase points transferred, not from the promotional total. In practical terms, the combined return is 30% when the full card benefit applies.
Can you stack multiple Chase Aeroplan bonuses?
The 20% promotion and 10% Aeroplan card benefit can stack because they are separate bonus components. Multiple qualifying transfers may also earn the card benefit until the annual cap is reached.
A cardmember would need 250,000 qualifying transferred points to earn the full 25,000-point annual cardmember bonus. Prior qualifying transfers earlier in 2026 may have already used part of that allowance.
Check the card account and Aeroplan activity before assuming the full extra 10% remains available. The guide to stacking transfer bonuses in 2026 explains why separate caps and posting rules matter.
Common pitfall: Transferring 50,000 points solely to trigger the card benefit can leave too many airline miles stranded. The 5,000-point incremental card bonus should not drive a transfer that otherwise lacks a clear booking purpose.
Running the Numbers: What 50,000 Chase Points Becomes
A 50,000-point transfer becomes 60,000 Aeroplan points for most users or 65,000 for an eligible Aeroplan cardmember. Whether that represents good value depends on the award’s cash price, taxes, fees, availability, and the alternative use of Chase points.
How much is the Chase Aeroplan transfer bonus worth?
Use this travel rewards math:
CPP = (comparable cash fare minus award taxes and fees) ÷ points used
Assume an award costs 60,000 Aeroplan points plus $100 in taxes, while a comparable ticket costs $1,300:
Net cash value: $1,200
Aeroplan redemption value: 2.0 cents per point
Chase points needed with the 20% bonus: 50,000
Effective Chase-point value: 2.4 cents per point
An eligible cardmember transferring 50,000 points would receive 65,000 Aeroplan points. If the booking still costs 60,000, the remaining 5,000 points have value only if they are eventually used.
A practical planning floor is around 1.5 cents per Aeroplan point, not as a universal valuation but as a decision threshold. At that floor:
A 20% bonus produces about 1.8 cents of potential value per Chase point.
A stacked 30% return produces about 1.95 cents per Chase point.
That may be attractive for premium cabin awards, but it is less compelling when a Chase-to-Hyatt transfer or another airline partner offers higher confirmed value. The 2026 transfer-bonus math guide provides a broader comparison framework.
Aeroplan Sweet Spots Worth Transferring For Right Now
The best use of points from this promotion is a confirmed award that combines reasonable mileage pricing, manageable taxes, and scarce premium cabin availability. Aeroplan is especially useful for Star Alliance and other partner airlines, mixed-carrier itineraries, and permitted stopovers.
What are the best ways to use Aeroplan points from Chase?
Strong candidates include:
Partner business class to Europe: Awards pricing near 60,000 or 70,000 points, where available under the applicable distance band, can justify a transfer.
Long-haul premium cabins to Asia: Aeroplan can combine alliance partners and positioning flights on one itinerary, but longer distance bands require more points.
Stopover itineraries: An eligible stopover can often be added for 5,000 points on a one-way international award, subject to program rules.
Short partner flights: Regional itineraries can price well when cash fares are high, though partner availability may be limited.
Mixed-cabin or mixed-partner trips: Aeroplan’s broad network can solve routes that are difficult to book through a single airline program.
Review the current Aeroplan 2026 sweet spots from the United States before relying on an older award chart. Air Canada flights and awards on certain partners may use variable or dynamic pricing, so historical “sweet spot” prices are not guaranteed.
Aeroplan generally avoids passing along large carrier-imposed fuel surcharges on many partner awards, but travelers still face taxes, airport charges, and a partner booking fee when applicable. Change and cancellation terms also matter.
Are there blackout dates with Aeroplan points from Chase?
Aeroplan points transferred from Chase are not subject to a separate set of blackout dates. They become ordinary Aeroplan points and follow the same program rules as points earned elsewhere.
However, three restrictions can behave like blackout dates:
Partner airlines may release little or no award space.
Air Canada and selected partner awards may use dynamic pricing.
Married-segment controls may show an award only as part of a longer itinerary.
Search complete origin-to-destination itineraries, then test individual segments. Award search tools can help identify dates, but Aeroplan should confirm the final price and availability.
For route-specific booking strategy, use the guide to maximizing Aeroplan awards with Chase transfer bonuses.
Timing and Posting Risk: Why Both Bonus Components May Not Land Together
Chase states that most Aeroplan transfers complete by the next business day, but processing may take up to seven business days. The base transfer, 20% promotional points, and extra 10% cardmember bonus may not appear at exactly the same time.
How do you transfer Chase points to Aeroplan?
Follow this step-by-step guide:
Log in to the Chase Ultimate Rewards account.
Open the transfer-to-travel-partners page.
Select Air Canada Aeroplan.
Confirm that the Aeroplan member name and number match.
Search Aeroplan separately and verify the desired award.
Enter the minimum points needed after accounting for the applicable bonus.
Review the displayed promotional terms and deadline.
Submit the transfer and save the confirmation.
Monitor both Chase and Aeroplan activity before booking.
Transfers cannot be reversed. Do not round up aggressively unless the extra points have a defined future use.
How long does Chase to Aeroplan take?
Most transfers are expected by the next business day, but Chase allows up to seven business days. First-time transfers, account-name mismatches, fraud reviews, and system issues can extend the wait.
Aeroplan usually does not hold partner award space during a transfer. A speculative backup itinerary may be needed when premium cabin awards are scarce.
What happens to Aeroplan points after the transfer?
Transferred points become Aeroplan points and lose Chase Ultimate Rewards flexibility. They can be redeemed under Aeroplan’s current award pricing, expiration, change, and cancellation rules.
They cannot be transferred back to Chase or converted into Amex points, Capital One miles, Citi points, Bilt points, hotel points, or another airline currency. Review the 2026 Aeroplan points expiration rules if the booking may be delayed.
Transfer, Wait, or Skip: A Decision Framework Before September 30
Transfer when a bookable Aeroplan award provides strong value and the itinerary is unlikely to remain available. Wait when travel dates or routes are uncertain, and skip when another program offers a cheaper or more flexible booking.
Is the Chase Aeroplan bonus worth it compared with other transfers?
Before transferring, compare:
United for simpler Star Alliance bookings and potentially lower fees
Flying Blue for monthly business class deals
Avios for short nonstop partner awards
Virgin Atlantic for selected partner sweet spots
World of Hyatt for high-value hotel redemptions
Chase travel booking options when cash fares are inexpensive
The broader comparison of Chase, Amex, Citi, and Capital One transfer partners can clarify the opportunity cost.
Best for: Travelers with confirmed Aeroplan award space, flexible routing, or a premium cabin redemption that prices well.
Not for: Travelers transferring without dates, relying on a fixed historical award price, or moving 50,000 points only to earn the extra 5,000-point card bonus.
Frequently Asked Questions
Is the standard Chase-to-Aeroplan transfer ratio 1:1?
Yes. Outside a promotion, one eligible Chase Ultimate Rewards point normally transfers to one Aeroplan point.
Does every Chase cardholder get the extra 10%?
No. The extra 10% is an Aeroplan cardmember benefit with a 50,000-point single-transfer minimum and a 25,000-point calendar-year cap.
Will a 49,000-point transfer qualify for the cardmember bonus?
No. A transfer below 50,000 Chase points does not meet the stated single-transaction threshold for the additional 10%.
Can two smaller transfers be combined to reach 50,000 points?
No. The threshold applies to one transfer, so two 25,000-point transfers do not qualify as a single 50,000-point transaction.
Can transferred Aeroplan points be returned to Chase?
No. Chase-to-Aeroplan transfers are final and cannot be reversed.
Should a transfer be made before finding award space?
Usually not. Search Aeroplan first because award prices can change and partner premium cabin space may disappear while the transfer is processing.
Conclusion
The Chase to Aeroplan transfer bonus is a straightforward 20% promotion for most eligible Ultimate Rewards users. The full 30% return is narrower: it requires a Chase Aeroplan card, at least 50,000 Chase points in one transfer, and unused room under the 25,000-point annual cardmember cap.
The practical next step is to search Aeroplan for the complete itinerary, confirm taxes and partner fees, and compare the same route through other points transfer partners. If the award is available and delivers strong redemption value, transfer only the amount required. If the itinerary is uncertain, keeping Chase points transferable is usually worth more than earning a temporary bonus.
Content on Award Travel Hub is independently created by Award Travel Hub Editorial Desk and, where noted, reviewed by Award Travel Hub Review Desk. Some pages may contain affiliate links, but compensation does not determine our coverage, opinions, or methodology.
