Current and Historical Credit Card Transfer Bonuses

Credit card transfer bonuses can meaningfully increase the value of your points, but the best move depends on timing, partner value, and your planned redemption. This page gives you one place to review both current transfer bonuses and a historical archive of past offers across major bank rewards programs and airline or hotel partners. Use the current bonuses section to find live opportunities, then compare today’s offer against recent patterns in the archive below. If you want to see which airline and hotel partners each bank supports before you transfer, visit our Credit Card Transfer Partners Cheat Sheet, and if you want to calculate the real value of a redemption or compare transfer scenarios, use our Award Travel Calculators.

Current Transfer Bonuses

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Compare transfer ratios, partner coverage, and transfer times across Amex, Chase, Citi, Capital One, Bilt, Wells Fargo, and more.

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Past Transfer Bonus Archive

Browse historical credit card transfer bonuses by bank, keyword, or year to compare past transfer offers across major airline and hotel loyalty programs. Use this archive to see how current transfer bonuses stack up against recent trends before you transfer points.

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Showing 334 historical bonuses

Transfer from	Transfer to	Bonus	Start Date	End Date	Notes
AMEX Membership Rewards	Avianca	15%	December 1, 2020	December 31, 2020
AMEX Membership Rewards	Cathay Pacific	25%	December 1, 2020	December 31, 2020
Capital One Miles	Avianca	15%	December 1, 2020	December 31, 2020
Chase Ultimate Rewards	Aer Lingus	30%	November 9, 2020	December 9, 2020
Chase Ultimate Rewards	British Airways	30%	November 9, 2020	December 9, 2020
Chase Ultimate Rewards	Iberia	30%	November 9, 2020	December 9, 2020
Chase Ultimate Rewards	Southwest	20%	October 1, 2020	October 31, 2020
AMEX Membership Rewards	Marriott	40%	September 1, 2020	October 31, 2020
AMEX Membership Rewards	Hilton	Up to 40%*	August 1, 2020	October 31, 2020	3-month COVID-era bonus
Chase Ultimate Rewards	IHG	60%	August 2, 2020	August 31, 2020
AMEX Membership Rewards	Marriott	30%	February 1, 2020	February 29, 2020
AMEX Membership Rewards	Qantas	20%	February 1, 2020	February 29, 2020
AMEX Membership Rewards	Cathay Pacific	10%	January 1, 2020	January 31, 2020
AMEX Membership Rewards	Air Canada	Up to 20%*	December 1, 2019	December 31, 2019	Tiered 10-20%
AMEX Membership Rewards	Hilton	Up to 50%*	December 1, 2019	December 31, 2019	Highest ever Amex-Hilton bonus
AMEX Membership Rewards	JetBlue	25%	December 1, 2019	December 31, 2019
AMEX Membership Rewards	Virgin Atlantic	30%	December 1, 2019	December 31, 2019
AMEX Membership Rewards	Air France/KLM	25%	November 1, 2019	November 30, 2019
AMEX Membership Rewards	Aer Lingus	40%	October 1, 2019	October 31, 2019
AMEX Membership Rewards	Avianca	15%	October 1, 2019	October 31, 2019
AMEX Membership Rewards	British Airways	40%	October 1, 2019	October 31, 2019
AMEX Membership Rewards	Iberia	40%	October 1, 2019	October 31, 2019
AMEX Membership Rewards	Marriott	30%	September 4, 2019	October 31, 2019
AMEX Membership Rewards	British Airways	Up to 50%*	August 1, 2019	August 31, 2019	Tiered 40-50%
AMEX Membership Rewards	Virgin Atlantic	30%	July 1, 2019	July 31, 2019

How to Use the Transfer Bonus Archive

The historical transfer bonus archive helps you compare today’s offer with past promotions by bank, partner, and timing. Instead of looking at a current bonus in isolation, you can see whether it matches, exceeds, or falls below recent transfer bonus trends.
This matters because not every transfer bonus is equally valuable. A higher percentage does not always mean a better redemption if award pricing is weak or the partner is not a good fit for your trip. Use this archive together with your target redemption, estimated cents per point, and partner availability before transferring points.
In general, the best use of a transfer bonus is for a redemption you already plan to make. If you are considering a speculative transfer, review the historical pattern first, compare the partner’s value, and remember that transfer bonuses come and go while devaluations can happen at any time.

FAQ: Transfer Bonuses

What is a credit card transfer bonus?

A credit card transfer bonus gives you extra airline miles or hotel points when you move rewards from a transferable points program to a partner loyalty program. For example, a 25% transfer bonus means 1,000 credit card points become 1,250 partner points instead of the standard amount.

Which banks usually offer transfer bonuses?

Transfer bonuses most often appear from major transferable points programs such as American Express Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou Rewards, and Bilt Rewards. The partners and bonus percentages vary throughout the year.

Are transfer bonuses always worth using?

No. A transfer bonus only adds value if the partner program has a redemption you actually want and the award pricing is favorable. A smaller bonus to a high-value partner can be better than a larger bonus to a weak-value partner.

Why should I check historical transfer bonuses before transferring points?

Historical data helps you judge whether a current offer is strong, average, or relatively weak. It also shows which banks and partners tend to run promotions more often, which can help you decide whether to transfer now or wait.

Should I transfer points speculatively during a bonus?

Usually, only if you have a clear near-term use for the points and understand the risks. Once you transfer points, the move is often irreversible, and partner programs can change award pricing or availability without notice.

Do transfer bonuses apply to both airline and hotel partners?

Yes. Transfer bonuses can apply to both airline and hotel partners, although airline bonuses are often more common. The value depends on the partner’s award pricing, transfer ratio, and how you plan to redeem the points.

How should I use this page with your other tools?

Start with the current transfer bonuses to see live offers, then review the historical archive to compare against past promotions. After that, use the Transfer Partners page and your points calculators to estimate whether a transfer gives you strong redemption value.

Editorial Note

Content on Award Travel Hub is independently created by Award Travel Hub Editorial Desk and, where noted, reviewed by Award Travel Hub Review Desk. Some pages may contain affiliate links, but compensation does not determine our coverage, opinions, or methodology.

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