Current and Historical Credit Card Transfer Bonuses

Credit card transfer bonuses can meaningfully increase the value of your points, but the best move depends on timing, partner value, and your planned redemption. This page gives you one place to review both current transfer bonuses and a historical archive of past offers across major bank rewards programs and airline or hotel partners. Use the current bonuses section to find live opportunities, then compare today’s offer against recent patterns in the archive below. If you want to see which airline and hotel partners each bank supports before you transfer, visit our Credit Card Transfer Partners Cheat Sheet, and if you want to calculate the real value of a redemption or compare transfer scenarios, use our Award Travel Calculators.

Current Transfer Bonuses

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Compare transfer ratios, partner coverage, and transfer times across Amex, Chase, Citi, Capital One, Bilt, Wells Fargo, and more.

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Past Transfer Bonus Archive

Browse historical credit card transfer bonuses by bank, keyword, or year to compare past transfer offers across major airline and hotel loyalty programs. Use this archive to see how current transfer bonuses stack up against recent trends before you transfer points.

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Showing 334 historical bonuses

Transfer from	Transfer to	Bonus	Start Date	End Date	Notes	Read Post
Citi ThankYou Rewards	Virgin Atlantic	30%	March 22, 2026	April 18, 2026		Read Post
Rove Miles	Scandinavian Airlines	20%	March 9, 2026	April 8, 2026		Read Post
Bilt Rewards	Wyndham	Up to 125%*	April 1, 2026	April 1, 2026	Blue: 25% bonus Silver: 50% bonus Gold: 75% bonus Platinum: 100% bonus Bilt Cash Upgrade: Use Bilt Cash to temporarily upgrade status for $125 to unlock the next-tier promotion. Platinum gets a 125% upgrade offer. You can only move up one tier (e.g., Blue → Silver).	Read Post
Chase Ultimate Rewards	Wyndham	30%	March 5, 2026	March 31, 2026		Read Post
Rove Miles	Japan Airlines	50%	March 2, 2026	March 31, 2026		Read Post
Capital One Miles	Preferred Hotels & Resorts	30%	March 1, 2026	March 31, 2026		Read Post
Chase Ultimate Rewards	Aer Lingus	20%	January 1, 2026	March 31, 2026		Read Post
Chase Ultimate Rewards	British Airways	20%	January 1, 2026	March 31, 2026		Read Post
Chase Ultimate Rewards	Iberia	20%	January 1, 2026	March 31, 2026		Read Post
AMEX Membership Rewards	Avianca	15%	February 19, 2026	March 28, 2026		Read Post
Citi ThankYou Rewards	Wyndham	25%	February 22, 2026	March 21, 2026		Read Post
Bilt Rewards	Japan Airlines	Up to 125%*	March 1, 2026	March 1, 2026	Blue: 25% bonus Silver: 50% bonus Gold: 75% bonus Platinum: 100% bonus Bilt Cash Upgrade: Use Bilt Cash to temporarily upgrade status for $135 to unlock the next-tier promotion. Platinum gets a 125% upgrade offer. You can only move up one tier (e.g., Blue → Silver).	Read Post
Chase Ultimate Rewards	Virgin Atlantic	40%	February 14, 2026	February 28, 2026
Chase Ultimate Rewards	Marriott	50%	February 1, 2026	February 28, 2026		Read Post
Capital One Miles	Japan Airlines	30%	February 1, 2026	February 28, 2026		Read Post
Capital One Miles	Avianca	15%	January 12, 2026	February 11, 2026		Read Post
Bilt Rewards	Accor	Up to 100%*	February 1, 2026	February 1, 2026	Blue: 25% bonus Silver: 50% bonus Gold: 75% bonus Platinum: 100% bonus	Read Post
Chase Ultimate Rewards	IHG	70%	December 1, 2025	January 15, 2026
Chase Ultimate Rewards	Air Canada	Up to 25%*	November 24, 2025	January 5, 2026	Transfer between 1,000 – 74,000 points in a single transfer and receive 15% bonus Aeroplan points. Transfer between 75,000 – 174,000 points in a single transfer and receive 20% bonus Aeroplan points. Transfer 175,000 and above points in a single transfer and receive 25% bonus Aeroplan points.
Rove Miles	Finnair	20%	December 1, 2025	January 1, 2026
AMEX Membership Rewards	Virgin Atlantic	40%	November 21, 2025	December 31, 2025
Chase Ultimate Rewards	Virgin Atlantic	30%	November 21, 2025	December 5, 2025
Bilt Rewards	British Airways	Up to 100%*	December 1, 2025	December 1, 2025	Blue: 50% bonus Silver: 60% bonus Gold: 75% bonus Platinum: 100% bonus
Chase Ultimate Rewards	Marriott	70%	November 14, 2025	November 30, 2025
AMEX Membership Rewards	Avianca	15%	November 3, 2025	November 30, 2025

How to Use the Transfer Bonus Archive

The historical transfer bonus archive helps you compare today’s offer with past promotions by bank, partner, and timing. Instead of looking at a current bonus in isolation, you can see whether it matches, exceeds, or falls below recent transfer bonus trends.
This matters because not every transfer bonus is equally valuable. A higher percentage does not always mean a better redemption if award pricing is weak or the partner is not a good fit for your trip. Use this archive together with your target redemption, estimated cents per point, and partner availability before transferring points.
In general, the best use of a transfer bonus is for a redemption you already plan to make. If you are considering a speculative transfer, review the historical pattern first, compare the partner’s value, and remember that transfer bonuses come and go while devaluations can happen at any time.

FAQ: Transfer Bonuses

What is a credit card transfer bonus?

A credit card transfer bonus gives you extra airline miles or hotel points when you move rewards from a transferable points program to a partner loyalty program. For example, a 25% transfer bonus means 1,000 credit card points become 1,250 partner points instead of the standard amount.

Which banks usually offer transfer bonuses?

Transfer bonuses most often appear from major transferable points programs such as American Express Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou Rewards, and Bilt Rewards. The partners and bonus percentages vary throughout the year.

Are transfer bonuses always worth using?

No. A transfer bonus only adds value if the partner program has a redemption you actually want and the award pricing is favorable. A smaller bonus to a high-value partner can be better than a larger bonus to a weak-value partner.

Why should I check historical transfer bonuses before transferring points?

Historical data helps you judge whether a current offer is strong, average, or relatively weak. It also shows which banks and partners tend to run promotions more often, which can help you decide whether to transfer now or wait.

Should I transfer points speculatively during a bonus?

Usually, only if you have a clear near-term use for the points and understand the risks. Once you transfer points, the move is often irreversible, and partner programs can change award pricing or availability without notice.

Do transfer bonuses apply to both airline and hotel partners?

Yes. Transfer bonuses can apply to both airline and hotel partners, although airline bonuses are often more common. The value depends on the partner’s award pricing, transfer ratio, and how you plan to redeem the points.

How should I use this page with your other tools?

Start with the current transfer bonuses to see live offers, then review the historical archive to compare against past promotions. After that, use the Transfer Partners page and your points calculators to estimate whether a transfer gives you strong redemption value.

Editorial Note

Content on Award Travel Hub is independently created by Award Travel Hub Editorial Desk and, where noted, reviewed by Award Travel Hub Review Desk. Some pages may contain affiliate links, but compensation does not determine our coverage, opinions, or methodology.

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