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Points & Transfers

How to move points between programs for maximum value. Transfer partners, transfer bonuses, and the math behind converting Chase, Amex, Citi, and Capital One currencies into airline and hotel points.

2026 guide to cents-per-point: simple math that makes or breaks your redemptions

2026 guide to cents-per-point: simple math that makes or breaks your redemptions

You’ve earned 200,000 Chase Ultimate Rewards points. A roundtrip business class ticket to Paris costs 80,000 points—or $2,400 in cash. Should you transfer and book? The answer depends on a single number: cents per point (CPP). This 2026 guide to cents-per-point will teach you the simple formula that separates smart redemptions from point-wasting mistakes, even

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Transfer Bonuses: When to Transfer Points (and When to Wait)

Transfer Bonuses: When to Transfer Points (and When to Wait)

Transfer Bonuses: When to Transfer Points (and When to Wait) – A Strategic Decision Framework Last week, a reader transferred 50,000 Chase points to United during a 30% transfer bonus—only to find the business class award seat they wanted had disappeared. Another passed on a 70% IHG bonus because they “wanted to keep options open,”

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