Are Premium Travel Cards Still Worth It in 2026? Lounge Cutbacks, $895 Fees, and Who Should Keep One
Last updated: October 31, 2026 The Amex Platinum now costs $895 a year, the Chase Sapphire Reserve costs $795, and lounge guest access has become noticeably harder to get. So are premium travel cards worth it in 2026? For frequent travelers who use most of the credits and transfer points to partner airlines, yes, usually.








