Chase to Avios 30% Transfer Bonus: Best British Airways, Iberia, and Aer Lingus Redemptions to Book Now

About 63,000 Chase points now covers a round-trip business class award between the U.S. and Madrid. That figure is the clearest argument for the current Chase to Avios transfer bonus 30% offer, which is reportedly the largest Chase-to-Avios bonus in roughly a year. The bonus only pays off, though, if you transfer for a specific award you can actually book. Moving points speculatively, or into a program that adds heavy fuel surcharges, can erase the gain.

The short version: Iberia business class to Madrid and Aer Lingus economy to Dublin are the strongest uses. British Airways is best for distance-based partner awards on American and Alaska, not for its own long-haul flights. Find award space first, then transfer.

1. Chase to Avios 30% Transfer Bonus: Terms and Deadline

Through December 1, every 1,000 Chase Ultimate Rewards points becomes 1,300 Avios when transferred to British Airways Club, Iberia Club, or AerClub. British Airways’ own offer page confirms the ratio. The practical deadline is December 1, not November 30. A transfer that completes after the promotion ends will normally post at the standard 1:1 ratio.

Which cards qualify. Transfers require a card that unlocks Ultimate Rewards transfers, such as the Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred. Points earned on no-annual-fee cards like the Freedom Unlimited can be combined into one of those accounts first. If you are deciding which card to hold, compare the full Chase travel card lineup for 2026.

Existing accounts and repeat transfers. Existing Avios accounts are generally eligible; the bonus is not limited to new members. Transfers made during the window typically each receive the bonus, so it is not a one-time event. Still, read the terms on the Chase transfer page before a large move, since caps or exclusions can appear.

Transfer timing. Chase states transfers happen in 1,000-point increments, are final, and can take up to seven business days. In practice, transfers to these three programs usually post instantly. Do not rely on that for a last-day transfer.

For a broader planning checklist, see how to maximize the Chase to Avios 30% transfer bonus before it ends.

How this compares to other bonuses. A 30% bonus is solid but not exceptional; Chase has run larger promotions to other partners. What makes this one useful is flexibility, because Avios can be moved among several linked programs after transfer.

2. British Airways vs Iberia vs Aer Lingus: Which Avios Program to Transfer To

All three programs use Avios, but they price awards differently and add different fees. The right destination depends on the route.

Transfer to Iberia if you want business class between the U.S. and Madrid, or Iberia-operated flights within Spain and Europe. Iberia’s off-peak pricing and lower surcharges make it the strongest option for premium transatlantic travel.

Transfer to Aer Lingus if you want economy or business class to Dublin, or a one-stop route to Europe via Ireland. AerClub’s off-peak economy pricing is among the cheapest transatlantic awards available with transferable points.

Transfer to British Airways if you want distance-based partner awards on American Airlines or Alaska Airlines, including flights to Hawaii. British Airways also has the widest partner search on its site.

Not for: British Airways long-haul flights in premium cabins when you are price-sensitive about fees. Carrier-imposed surcharges on BA-operated transatlantic flights can run into the high hundreds of dollars per round trip.

For a deeper breakdown of pricing engines, read BA vs Qatar vs Iberia: which Avios engine wins now.

3. Best Short-Haul Partner Redemptions With Bonus Avios

British Airways prices partner awards by distance flown on each segment, not by region. That makes short, nonstop flights the best value and connections the worst, since each leg is priced separately.

West Coast to Hawaii. Flights on American Airlines or Alaska Airlines from the West Coast to Hawaii can cost as little as 22,000 Avios one-way. With the bonus, that requires 17,000 Chase points (17,000 x 1.3 = 22,100 Avios). Cash fares on these routes often run $250 to $500 one-way during busy periods, so value can exceed 1.5 cents per point. Peak-date pricing and limited saver space can push costs higher.

Short nonstop domestic flights. Short American and Alaska routes, especially between hubs and secondary cities, often cost less than a typical cash fare when last-minute prices spike. Taxes on domestic partner awards are usually just $5.60 each way.

What to avoid. Connecting itineraries add a full award charge per segment. A two-segment trip can cost nearly double a nonstop. Check the current BA distance chart before transferring, since BA has adjusted partner pricing in the past and devaluation risk is real.

Our British Airways transfer partners guide covers partner pricing and booking mechanics in more detail.

4. Best Transatlantic Business Class Redemptions to Book Now

This is where the 30% bonus does the most work. Below are realistic examples assuming off-peak dates and available saver space.

Iberia business class to Madrid. Iberia’s Band 5 pricing lists Boston, Chicago, New York, and several other U.S. gateways at 40,500 Avios one-way in off-peak business class. Because Chase transfers in 1,000-point blocks, you would move 32,000 points to receive 41,600 Avios. A round trip costs 81,000 Avios, or 63,000 Chase points (yielding 81,900 Avios). Taxes and fees typically run around $125 each way, though they vary by route and date.

The travel rewards math is compelling. If the cash fare is $3,500 round trip and you pay $250 in fees, you are getting roughly 5.2 cents per point. Even at a $2,000 cash fare, the value stays near 2.8 CPP.

Aer Lingus business class to Dublin. Zone 5 cities on the East Coast price at 50,000 Avios off-peak, requiring a 39,000-point transfer. Peak dates cost 60,000 Avios, or a 47,000-point transfer. From West Coast or other Zone 6 markets, business class costs 62,500 Avios, requiring 49,000 Chase points. Aer Lingus’s business product is a reasonable lie-flat option, though not as refined as some competitors.

Aer Lingus economy to Ireland. Off-peak economy from Boston, New York, Newark, Washington, and other Zone 5 cities costs 13,000 Avios one-way, which is exactly 10,000 Chase points with the bonus. Zone 6 off-peak economy costs 16,250 Avios, requiring a 13,000-point transfer. For travelers who do not need a lie-flat seat, this is one of the cheapest transatlantic awards available.

How many Chase points for a transatlantic trip? Plan on 10,000 to 13,000 points one-way in Aer Lingus economy, roughly 32,000 in Iberia business, and 39,000 to 49,000 in Aer Lingus business.

Award availability caveat. Saver space on Iberia and Aer Lingus is not unlimited, and popular summer dates disappear early. Search Iberia’s site and BA’s site for Aer Lingus space before transferring.

5. Surcharges and Taxes That Can Erase the Bonus Value

A 30% bonus saves you about 23% of the Chase points required. Fuel surcharges can wipe that out quickly.

British Airways adds substantial carrier-imposed surcharges on its own transatlantic flights, especially in business and first class. Departing from London also triggers the UK Air Passenger Duty, which is highest in premium cabins. Saving 10,000 Chase points on a BA business class award means little if you then pay $1,000 or more in fees.

Iberia generally has the lowest transatlantic surcharges of the three, which is why it leads for premium travel to Spain. Fees are higher on flights departing Madrid than on flights to Madrid, but usually remain moderate.

Aer Lingus typically sits between the two. Fees are noticeably lower than BA’s, and departing Dublin avoids UK duties entirely.

Rule of thumb: If an award’s taxes exceed roughly 25% to 30% of the cash fare, compare it against paying cash and saving your points. Opportunity cost matters, since Chase points also transfer to Hyatt, where many redemptions exceed 2 CPP without fees.

Common mistakes to avoid:

• Transferring before confirming award space.
• Booking BA-operated long-haul flights without checking surcharges.
• Forgetting that each connecting segment on a BA partner award prices separately.
• Leaving bonused Avios idle, exposed to future devaluation.
• Transferring to the wrong program when another would price the same flight lower.

6. Moving Avios Between Programs After You Transfer

British Airways Club, Iberia Club, and AerClub let members move Avios between linked accounts through the “Combine my Avios” tools. This is what makes the bonus flexible: you can transfer to whichever program posts fastest, then shift Avios to the one that prices your flight best.

Practical rules to know:

• The name on each account must match exactly.
• Iberia has historically required accounts to be open for a set period before Avios can be moved in or out. Open an account now if you might need it.
• Transfers between programs are usually 1:1 and often immediate, but occasional delays occur.
• Moving Avios to Qatar Privilege Club is also possible, which opens up Qatar’s own redemptions.

Booking walkthrough example: You want Iberia business class from Chicago to Madrid. Search Iberia’s site for 40,500-Avios off-peak dates. Confirm space. Transfer 32,000 Chase points to Iberia (or to BA and then move Avios to Iberia if your Iberia account is new and restricted). Book immediately.

If you also hold Capital One miles, compare the Capital One to British Airways Avios 20% bonus, and see how programs stack up in comparing transfer partners for 2026: Chase vs Amex vs Citi vs Capital One.

FAQ

Is transferring Chase points to Avios worth it? Yes, when you have a specific award in mind. Iberia business to Madrid and Aer Lingus economy to Dublin often deliver 2 to 5 cents per point. It is not worth it for speculative transfers or high-surcharge BA long-haul flights.

When does the 30% bonus expire? The bonus runs through December 1. Complete transfers before that date to receive 1,300 Avios per 1,000 Chase points.

Can I use the bonus more than once? Generally, yes. Each eligible transfer during the window receives the bonus unless the terms specify a cap.

How long do Chase to Avios transfers take? Usually instant, but Chase allows up to seven business days. Do not wait until the final day.

What is the cheapest Avios redemption to book? Aer Lingus off-peak economy from East Coast cities to Dublin at 13,000 Avios, which equals 10,000 Chase points with the bonus.

Conclusion

The most efficient move during this promotion is simple: search Iberia for off-peak business class to Madrid and AerClub for off-peak economy to Dublin, confirm award space, and transfer only what you need. Use British Airways for short nonstop partner flights and Hawaii, and avoid BA-operated long-haul awards unless the surcharges make sense. Act before December 1, and book as soon as the Avios post.