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Credit Cards

Everything about travel credit cards — which ones to get, how to maximize their rewards, sign-up offers worth chasing, and how to build a card stack that matches your travel goals.

2026 guide to cents-per-point: simple math that makes or breaks your redemptions

2026 guide to cents-per-point: simple math that makes or breaks your redemptions

Credit Card Rewards & Maximization, Transfer Partners

You’ve earned 200,000 Chase Ultimate Rewards points. A roundtrip business class ticket to Paris costs 80,000 points—or $2,400 in cash. Should you transfer and book? The answer depends on a single number: cents per point (CPP). This 2026 guide to cents-per-point will teach you the simple formula that separates smart redemptions from point-wasting mistakes, even […]

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Transfer Bonuses: When to Transfer Points (and When to Wait)

Transfer Bonuses: When to Transfer Points (and When to Wait)

Credit Card Rewards & Maximization, Transfer Bonuses

Transfer Bonuses: When to Transfer Points (and When to Wait) – A Strategic Decision Framework Last week, a reader transferred 50,000 Chase points to United during a 30% transfer bonus—only to find the business class award seat they wanted had disappeared. Another passed on a 70% IHG bonus because they “wanted to keep options open,”

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