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Points Programs & Transfers

Master transferable points programs and how to use them for award travel. Explore bank points ecosystems, transfer partners, airline alliances, and transfer bonuses—plus practical guidance on when to transfer points, how to calculate value (CPP), and how to avoid common transfer mistakes.

Capital One to Avianca 15% Bonus (Expires Feb 11)

Capital One to Avianca 15% Transfer Bonus February 2026 – Best Redemptions

Transfer Partners, Program Rules & Expiration

Capital One cardholders have a narrow window to boost their Avianca LifeMiles balance with a 15% transfer bonus that expires February 11, 2026. While this Capital One Avianca transfer bonus 2026 isn’t the most generous promotion in recent memory, it can deliver meaningful value if you have a specific Star Alliance redemption in mind—particularly for […]

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2026 guide to cents-per-point: simple math that makes or breaks your redemptions

2026 guide to cents-per-point: simple math that makes or breaks your redemptions

Maximizing Credit Card Rewards, Transfer Partners

You’ve earned 200,000 Chase Ultimate Rewards points. A roundtrip business class ticket to Paris costs 80,000 points—or $2,400 in cash. Should you transfer and book? The answer depends on a single number: cents per point (CPP). This 2026 guide to cents-per-point will teach you the simple formula that separates smart redemptions from point-wasting mistakes, even

2026 guide to cents-per-point: simple math that makes or breaks your redemptions Read More »

Transfer Bonuses: When to Transfer Points (and When to Wait)

Transfer Bonuses: When to Transfer Points (and When to Wait)

Maximizing Credit Card Rewards, Transfer Bonuses

Transfer Bonuses: When to Transfer Points (and When to Wait) – A Strategic Decision Framework Last week, a reader transferred 50,000 Chase points to United during a 30% transfer bonus—only to find the business class award seat they wanted had disappeared. Another passed on a 70% IHG bonus because they “wanted to keep options open,”

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