Wyndham Rewards Transfer Partners

Last updated: February 2026

Two major credit card programs transfer directly to Wyndham Rewards: Capital One Miles and Citi ThankYou Points, both at a 1:1 ratio. That’s the short answer. But knowing which programs feed into Wyndham is only half the picture. The bigger question—and the one that trips up even experienced points-and-miles travelers—is whether transferring points to Wyndham (or from Wyndham to airline partners) actually makes sense for a given booking.

Wyndham Rewards operates differently from Marriott Bonvoy or Hilton Honors in a few important ways. Its hotel award chart is flat-rate, its airline transfer partners are limited, and the transfer ratio to airlines (5:1) means every mile you pull out costs five Wyndham points. This page covers the full picture: which credit card currencies transfer in, which airline programs Wyndham transfers out to, when those transfers are worth it, and when they’re a waste.

Key Takeaways

• Capital One Miles and Citi ThankYou Points are the only major credit card currencies that transfer directly to Wyndham Rewards (at a 1:1 ratio per the ATH transfer partners table).
• Chase, Amex, Bilt, Wells Fargo, and Rove do not transfer directly to Wyndham Rewards.
• Wyndham transfers out to about 10 airline partners at a fixed 5:1 ratio (5,000 Wyndham points = 1,000 airline miles), which is generally poor value.
• Hotel redemptions within Wyndham’s own portfolio typically deliver better value than converting to airline miles.
• Airline transfers from Wyndham take 6–8 weeks to process—plan well ahead or skip them entirely for time-sensitive bookings.

Which Credit Card Programs Transfer to Wyndham Rewards?

Only two transferable points currencies send points directly into Wyndham Rewards. Here’s the breakdown:

The practical implication: If most of your transferable points sit in Chase or Amex, Wyndham Rewards isn’t directly accessible. You’d need to earn Wyndham points through hotel stays, the Wyndham Rewards Earner credit cards, or by holding Capital One or Citi cards.

For a full comparison of where each bank’s points can go, see the complete credit card transfer partners guide.

Capital One to Wyndham: How It Works

Capital One Miles transfer to Wyndham Rewards at a 1:1 ratio with no minimum beyond what Capital One requires (typically 1,000 miles). Transfers are usually processed within minutes to 48 hours.

When this makes sense:

• Topping off a Wyndham balance for a free night. If you’re 5,000 points short of a redemption, transferring 5,000 Capital One miles is straightforward.
• Booking at Wyndham’s lower-tier properties (7,500 or 15,000 points per night), where the cents-per-point value can be reasonable.

When it doesn’t:

• Capital One Miles have strong airline transfer partners—including Air Canada Aeroplan, Turkish Miles & Smiles, and many others. Sending those miles to Wyndham for a budget hotel stay often delivers less value per point than an Airline redemption through Capital One’s partners.
• If you’re considering a Wyndham-to-airline transfer afterward (Capital One → Wyndham → airline), you’d lose 80% of your miles in the process. Never do this.

Decision rule: Transfer Capital One miles to Wyndham only when you have a specific Wyndham hotel booking in mind and need a small top-off. Don’t speculatively transfer large balances.

Citi ThankYou Points to Wyndham: How It Works

Citi ThankYou Points also transfer to Wyndham at 1:1, with similar processing times (instant to 48 hours in most cases).

Key considerations:

• Citi ThankYou Points have a broad set of airline transfer partners, including American Airlines AAdvantage, Singapore Airlines KrisFlyer, and Turkish Miles & Smiles. These airline partners often offer far more value per point than Wyndham hotel redemptions.
• The same top-off logic applies: transfer to Wyndham when you need a small number of points for a confirmed booking, not as a general strategy.

For the full list of Citi’s airline and hotel partners, see the Citi ThankYou transfer partners guide.

Common mistake: Transferring Citi points to Wyndham, then transferring Wyndham points to an airline. This double-hop destroys value. If you want airline miles from Citi, transfer directly to the airline program—Citi’s airline ratios are 1:1 in most cases, compared to the 5:1 loss through Wyndham.

Wyndham Rewards Airline Transfer Partners (Transferring Out)

Wyndham Rewards lets members convert hotel points into airline miles with roughly 10 partner airlines. The universal ratio is 5:1: for every 5,000 Wyndham points, you get 1,000 airline miles. The minimum transfer is typically 5,000 Wyndham points (yielding 1,000 miles).

Here’s a summary of Wyndham’s airline transfer partners as of early 2026:

Note: Singapore Airlines KrisFlyer was added as a partner in September 2025, with a slightly different minimum (6,000 points for 1,200 miles). Processing for all airline transfers is notably slow at 6–8 weeks.

Is the 5:1 ratio good?

Rarely. At a commonly cited valuation of roughly 0.9 cents per Wyndham point, you’re spending about 4.5 cents worth of Wyndham value to get 1 airline mile. Most domestic economy award miles are worth 1–1.5 cents each. You’d need to redeem those airline miles for premium cabin awards—business class or first class—at 4.5+ cents per mile to break even.

That’s a high bar. For most travelers, keeping Wyndham points for hotel stays delivers better returns.

When Do Wyndham Rewards Airline Transfers Make Sense?

There’s a narrow set of scenarios where transferring Wyndham points to an airline partner is defensible:

1. Topping off a small mileage gap. If you need 2,000 more United miles to book an award and have 10,000 Wyndham points sitting unused, the 5:1 transfer gets you there. The alternative—buying miles from the airline at 3+ cents each—might cost more out of pocket.

   
   

2. High-value premium cabin redemptions. If you can book a Business Class or First Class redemption where the miles are worth 5+ cents each, the math works. But you’d need to plan 6–8 weeks ahead because of the slow transfer processing.

   
   

3. Points about to expire. Wyndham points expire after 18 months of account inactivity. If you can’t keep the account active and have no Wyndham stays planned, converting to airline miles at least preserves some value.

   
   

Not worth it when:

• You have direct credit card transfer options to the same airline. For example, if you hold a Citi card and want AAdvantage miles, transfer Citi → AAdvantage at 1:1 instead of Citi → Wyndham → AAdvantage (which would be 1:1 then 5:1, netting you 200 miles per 1,000 Citi points). This is one of the most common pitfalls in the points-and-miles space.
• You’re booking economy flights, where the per-mile value rarely justifies the 5:1 conversion.
• You need the miles within the next month. The 6–8 week processing time makes Wyndham airline transfers unreliable for time-sensitive bookings.

A Real-World Value Example: Should You Transfer or Book Direct?

Let’s walk through a concrete scenario to illustrate the math.

Scenario: You have 45,000 Wyndham Rewards points and are considering two options:

• Option A: Book 3 nights at a Wyndham property at 15,000 points per night. The cash rate for those nights is $105/night ($315 total).
• Option B: Transfer 45,000 Wyndham points to United MileagePlus, receiving 9,000 United miles. Use those toward a domestic round-trip economy award (typically 25,000–35,000 miles).

Option A math: $315 ÷ 45,000 points = 0.7 cents per point (CPP)

Option B math: You’d get 9,000 United miles—not enough for a domestic round-trip. You’d still need 16,000–26,000 more miles, and you’d wait 6–8 weeks.

The hotel redemption delivers immediate, usable value. The airline transfer leaves you short and waiting.

Use the Award Travel Hub points calculator to run your own CPP math before committing to any transfer.

Rule of thumb: If a Wyndham hotel redemption gets you 0.7 CPP or better, it almost always beats converting to airline miles at 5:1.

How to Transfer Points to Wyndham Rewards (Step-by-Step)

From Capital One

1. Log in to your Capital One account (app or website).
2. Navigate to Rewards → Transfer Miles.
3. Select Wyndham Rewards from the hotel partner list.
4. Enter the number of miles to transfer (1:1 ratio).
5. Confirm your Wyndham Rewards member number.
6. Submit. Points typically arrive within minutes to 48 hours.

From Citi ThankYou

1. Log in to the Citi ThankYou portal (thankyou.citi.com or the Citi app).
2. Go to Use Points → Transfer to Travel Partners.
3. Select Wyndham Rewards.
4. Enter the transfer amount (1:1 ratio).
5. Confirm your Wyndham Rewards number.
6. Submit. Processing is usually instant to 48 hours.

From Wyndham to an Airline

1. Log in to your Wyndham Rewards account at wyndhamrewards.com.
2. Navigate to Use Points → Transfer to Airline Miles (or similar; the exact menu label may vary).
3. Select your airline partner.
4. Enter the number of Wyndham points to convert (minimum 5,000 in most cases).
5. Confirm your airline frequent flyer number.
6. Submit. Expect 6–8 weeks for miles to appear in your airline account.

Important: All transfers—both into and out of Wyndham—are irreversible. Once you confirm, the points are gone from the source account. Double-check the member numbers and amounts before submitting.

Common Mistakes to Avoid with Wyndham Rewards Transfers

1. The double-hop trap. Transferring credit card points to Wyndham, then from Wyndham to an airline. This is almost never optimal. If your credit card program (Capital One or Citi) transfers directly to the airline you want, go direct. The double-hop costs you 80% of your miles.

2. Transferring speculatively. Because transfers to Wyndham are irreversible, only move points when you have a specific redemption in mind. Wyndham’s program could devalue at any time—flat-rate award charts are convenient, but the per-night point costs have increased in the past and could again.

3. Ignoring the 6–8 week airline transfer window. If you’re planning a trip within the next two months, don’t rely on a Wyndham-to-airline transfer arriving in time. The processing window is among the slowest in the industry.

4. Forgetting about Wyndham point expiration. Wyndham Rewards points expire after 18 months of account inactivity. Any qualifying activity (a stay, a point transfer, or earning through a credit card) resets the clock. But if you transfer points to Wyndham and then forget about the account, those points could vanish.

5. Overlooking direct hotel bookings. Sometimes, paying cash for a Wyndham stay and keeping your transferable points for airline redemptions is the better play. Run the CPP math before defaulting to a points booking.

How Wyndham Compares to Other Hotel Transfer Programs

For context, here’s how Wyndham’s airline transfer setup stacks up against other major hotel loyalty programs:

Key takeaway: Wyndham’s airline transfer ratio (5:1) is middle-of-the-pack. Marriott is notably better, Hilton is worse. But all hotel-to-airline transfers represent a significant value loss compared to transferring credit card points directly to airlines. The best use of points from programs like Chase Ultimate Rewards or Amex Membership Rewards is usually a direct airline transfer at 1:1.

Wyndham Rewards Program Overview: What You Need to Know

A quick primer on the program itself, focused on what matters for transfer decisions:

• Earning: Members earn 10 points per $1 spent at Wyndham properties. Wyndham co-branded credit cards earn bonus points on everyday spending.
• Redemption tiers: Wyndham uses a flat-rate system with tiers. Free nights range from 7,500 points (lowest tier) to 30,000+ points (highest tier). Some properties price dynamically or at premium rates.
• Point valuation: Industry analysts commonly value Wyndham points at approximately 0.8–1.0 cents each for hotel redemptions. This varies by property and cash rate.
• Status tiers: Blue, Gold, Platinum, Diamond. Higher tiers earn bonus points and receive perks such as late checkout and room upgrades.
• Expiration: Points expire after 18 months of account inactivity.

Best for: Budget-conscious travelers who stay at Wyndham brands (Days Inn, La Quinta, Ramada, Wyndham Hotels, etc.) and want simple, predictable redemptions.

Not for: Travelers primarily seeking premium cabin airline awards. The 5:1 airline transfer ratio and limited partner list make Wyndham a poor vehicle for accumulating airline miles.

Wyndham Rewards Transfer Partners and Booking Strategy: A Decision Framework

Use this framework to decide what to do with your points:

Step 1: Do you have a specific Wyndham hotel stay in mind?

• Yes → Check the award price and run CPP math. If you’re getting 0.7+ CPP, book it.
• No → Don’t transfer credit card points to Wyndham speculatively. Move to Step 2.

Step 2: Do you have Wyndham points sitting in your account with no hotel plans?

• Yes → Consider whether an airline transfer makes sense (see Step 3). Also, consider keeping the account active to prevent expiration.
• No → No action needed.

Step 3: Is the airline transfer worth it?

• Calculate: (Value of airline miles received) ÷ (Wyndham points spent) = effective CPP.
• If the airline redemption delivers 4.5+ cents per mile (typically business class or first class on premium routes), the transfer can work.
• If you need the miles within 6 weeks, don’t rely on Wyndham transfers.
• If your credit card program transfers directly to the same airline at 1:1, skip the Wyndham middleman entirely.

Step 4: Could your credit card points do more elsewhere?

• Capital One and Citi both have strong airline partners. Before sending points to Wyndham, check whether a direct airline transfer would serve your travel goals better. Compare options using the bank transfer partners overview.

Frequently Asked Questions

Can I transfer Chase Ultimate Rewards to Wyndham?

No. Chase Ultimate Rewards does not have a direct transfer partnership with Wyndham Rewards (per the ATH transfer table). Chase transfers to Hyatt, Marriott, and IHG on the hotel side, but not Wyndham.

Can I transfer Amex Membership Rewards to Wyndham?

No. Amex does not transfer to Wyndham Rewards directly. Amex’s hotel transfer partners include Hilton, Marriott, and others.

Can I transfer Bilt Points to Wyndham?

No. Bilt Rewards does not offer a direct transfer to Wyndham. For Bilt’s full partner list, see the Bilt transfer partners guide.

What is the transfer ratio from Capital One to Wyndham?

1:1. One thousand Capital One miles converts to 1,000 Wyndham Rewards points.

What is the transfer ratio from Citi to Wyndham?

1:1. One thousand Citi ThankYou Points converts to 1,000 Wyndham Rewards points.

How long do Wyndham airline transfers take?

Expect 6–8 weeks for Wyndham-to-airline transfers to process. This is significantly slower than most credit card-to-airline transfers, which are often instant.

Are Wyndham-to-airline transfers reversible?

No. Once you confirm a transfer from Wyndham to an airline partner, the points are permanently removed from your Wyndham account and cannot be reversed.

What airlines can I transfer Wyndham points to?

Wyndham’s airline partners include American Airlines, Delta, United, Southwest, Singapore Airlines KrisFlyer (added September 2025), Cathay Pacific, Qantas, and several others. The ratio is 5:1 across the board.

Is it worth transferring Wyndham points to airlines?

Rarely. The 5:1 ratio means you need to get at least 4.5 cents per airline mile to break even versus using Wyndham points for hotel stays. This typically only works for premium cabin awards (business class or first class) on high-value routes.

Do Wyndham Rewards points expire?

Yes. Points expire after 18 months of account inactivity. Any qualifying activity—earning or redeeming points, making a transfer—resets the expiration clock.

Can I transfer airline miles to Wyndham?

No. Wyndham’s airline partnerships are one-way: Wyndham points can be converted to airline miles, but airline miles cannot be transferred to Wyndham points.

Has Wyndham added any new transfer partners recently?

The most recent addition was Singapore Airlines KrisFlyer in September 2025. No new partners have been announced as of early 2026.

Conclusion and Next Steps

Wyndham Rewards transfer partners are straightforward but limited. Capital One Miles and Citi ThankYou Points are the two credit card currencies that feed directly into Wyndham at 1:1. On the outbound side, Wyndham converts to about 10 airline programs at a steep 5:1 ratio with slow 6–8 week processing.

For most travelers, the best use of Wyndham points is booking Wyndham hotel stays, where the flat-rate award chart can deliver solid value at budget and midscale properties. Airline transfers should be reserved for specific, high-value scenarios—such as topping off a small mileage gap or booking a Premium Cabin award when the per-mile value justifies the conversion loss.

Your action items:

1. Check your balances. If you have Capital One or Citi points and a Wyndham stay coming up, run the CPP math using the Award Travel Hub calculator to see if a transfer makes sense.
2. Don’t transfer speculatively. Only move points to Wyndham when you have a specific booking ready.
3. For airline goals, go direct. If you want airline miles, transfer your Capital One or Citi points directly to the airline at 1:1. Don’t route them through Wyndham.
4. Keep your Wyndham account active. If you have Wyndham points, make sure there’s qualifying activity at least once every 18 months to prevent them from expiring.
5. Explore other bank partners. If Wyndham doesn’t fit your travel plans, check where else your Capital One miles or Citi ThankYou points can go for better value.

ADVERTISEMENT