Hilton Honors Transfer Partners

Last updated: February 2026

Only two credit card programs transfer points directly to Hilton Honors: Amex Membership Rewards and Bilt Rewards. That’s it. If you’re searching for a long list of Hilton Honors transfer partners on the credit card side, you’ll find a short one—and the transfer ratios aren’t straightforward. Before moving any points into Hilton, you need to understand the math, because transfers to hotel programs are one-way streets with no refunds.

This page covers which programs send points to Hilton, the applicable ratios, when transferring actually makes sense, and when you’re better off earning Hilton points directly or using your transferable points elsewhere.

Key Takeaways

• Only Amex Membership Rewards (1:2 ratio) and Bilt Rewards (1:1 ratio) transfer directly to Hilton Honors. Chase, Capital One, Citi, Wells Fargo, and Rove do not offer direct transfers to Hilton.
• The Amex 1:2 ratio means you get 2 Hilton points for every 1 Amex point. That sounds generous, but Hilton points are worth less per point than Amex points, so the value often breaks even or ends up losing.
• Transfers are irreversible. Once points are transferred to Hilton, they cannot be returned or sent to an airline partner.
• Hilton also transfers out to 26 airline partners, but at poor ratios (typically 10:1). This is rarely a good use of points.
• Always run the value math before transferring. Use the Award Travel Hub calculators to check whether a transfer delivers acceptable cents per point (CPP).

Which Credit Card Programs Transfer to Hilton Honors?

Two programs transfer directly. Everyone else is out.

For a full view of where each bank’s points can go, see the complete credit card transfer partners guide.

Understanding the Amex 1:2 Ratio

The Amex-to-Hilton ratio of 1:2 can look like a bonus at first glance—you’re “doubling” your points. But Hilton points are worth significantly less per point than Amex Membership Rewards points. Most valuations place Hilton Honors points in the range of 0.4–0.6 cents per point (CPP), while Amex Membership Rewards points typically deliver 1.5–2.0 CPP when transferred to airline partners for premium cabin awards.

So when you convert 1,000 Amex points into 2,000 Hilton points, you’re trading roughly $15–$20 in airline transfer value for roughly $8–$12 in Hilton value. That’s a net loss in most scenarios.

For more details on how Amex points work across all their partners, check the Amex Membership Rewards transfer partners guide.

Understanding the Bilt 1:1 Ratio

Bilt Rewards transfers to Hilton at a flat 1:1 ratio. Since Bilt points are also valued around 1.5–2.0 CPP when sent to airline partners, the same value gap applies—you’re trading a flexible point worth ~1.7 cents for a Hilton point worth ~0.5 cents.

The Bilt Rewards transfer partners guide covers all of Bilt’s airline and hotel options.

Bottom line: Both Amex and Bilt transfers to Hilton represent a significant value trade-down in most cases. That doesn’t mean they’re never worth it, but the bar is high.

When Does Transferring Points to Hilton Actually Make Sense?

Transferring to Hilton is worth it only when the hotel redemption delivers enough value to justify the opportunity cost of not using those points elsewhere. Here’s a decision framework:

Transfer if all three conditions are true:

1. You have a specific Hilton redemption in mind that delivers strong CPP (above 0.7 CPP for Hilton points, ideally above 1.0 CPP).
2. You’re short on Hilton points and can’t earn enough through co-branded cards, stays, or promotions in time.
3. The alternative use of your Amex or Bilt points doesn’t offer better value for your actual travel plans.

Don’t transfer if:

• You’re speculatively stockpiling Hilton points “just in case.” Hilton uses dynamic pricing, meaning award costs fluctuate. Points sitting in Hilton lose optionality compared to sitting in Amex or Bilt.
• You have a co-branded Hilton Amex card that earns Hilton points directly at high rates (some earn 7x–14x at Hilton properties).
• You could use the same Amex or Bilt points for a premium cabin flight that would cost thousands of dollars in cash—often the best use of points.

A Realistic Example

Say you’re eyeing a five-night stay at a Hilton resort where the cash rate totals $2,500, and the award cost is 300,000 Hilton Honors points. You have 200,000 Hilton points and need 100,000 more.

Option A: Transfer 50,000 Amex points → 100,000 Hilton points (1:2 ratio)

• Total Hilton points used: 300,000
• Cash value of the stay: $2,500
• CPP of Hilton points: $2,500 ÷ 300,000 = 0.83 CPP
• Value of the 50,000 Amex points transferred: 100,000 × $0.0083 = $833 worth of hotel stay
• Opportunity cost: Those 50,000 Amex points transferred to an airline partner at 1:1 could book a one-way business class flight worth $2,000+.

In this case, you’d be getting $833 in hotel value from points that could deliver $1,500+ in flight value. The transfer is defensible only if you genuinely don’t need those points for flights.

Use the Award Travel Hub calculators to run your own CPP math before committing. Plug in the cash rate of your target hotel, divide by the total Hilton points required, and compare that CPP against what you’d get from an airline transfer.

What About Hilton Transferring Out to Airlines?

Hilton Honors also allows members to convert Hilton points into airline miles with 26 partner airlines. But the ratios are poor—typically 10,000 Hilton points convert to 1,000 airline miles (a 10:1 ratio). Some partners are even worse, like Hainan Airlines at roughly 2.5:1 in Hilton’s favor (meaning you get fewer miles per Hilton point).

At a 10:1 ratio, if Hilton points are worth ~0.5 CPP, you’re converting them into airline miles at an effective cost of ~5 cents per airline mile. Most airline miles are worth 1–2 CPP, so you’d be paying 3–5x the market rate. This is almost never a good deal.

The One Exception: Topping Off a Small Shortfall

If you need a few thousand airline miles to complete a specific booking and have no other way to get them, converting a small number of Hilton points can make sense as a last resort. For example, transferring 16,000 Hilton points to get 2,000 Singapore KrisFlyer miles to complete an award booking that would otherwise expire could be rational—but only if the booking itself delivers strong value.

This is a niche use case, not a strategy.

How to Transfer Points to Hilton Honors (Step by Step)

From Amex Membership Rewards

1. Log in to your Amex account at amextravel.com or the Amex app.
2. Navigate to Membership Rewards → Transfer Points.
3. Select Hilton Honors from the hotel partners list.
4. Enter the number of Amex points to transfer (minimum varies; typically 1,000).
5. Confirm the transfer. Points usually post to your Hilton Honors account within 1–2 business days, though Amex states it can take 2–3 days.

From Bilt Rewards

1. Log in to the Bilt Rewards app.
2. Go to Points → Transfer.
3. Select Hilton Honors as the destination.
4. Enter the number of Bilt points to transfer.
5. Confirm. Transfer timing is typically instant to 24 hours.

Before You Click “Confirm”

• Double-check your Hilton Honors number. A wrong number can send points to someone else’s account, and recovery is difficult.
• Verify the award is still available. Hilton uses dynamic pricing, so the points cost of your target stay can change between when you check and when points arrive.
• Remember: transfers are irreversible. There is no undo button. Once points leave Amex or Bilt, they’re Hilton points forever.

Common Mistakes When Transferring to Hilton

These are the pitfalls that catch people most often:

1. Transferring without a specific redemption in mind. Hilton uses dynamic pricing, so there’s no fixed award chart to rely on. The cost of a stay can increase at any time. Only transfer when you’re ready to book immediately or within a very short window.

2. Assuming the 1:2 Amex ratio is a “bonus.” It’s not. It reflects Hilton points being worth less per unit. Always compare the total value you’re getting, not the number of points.

3. Ignoring the fifth-night-free benefit. Hilton Honors members get one free award night for every 5 consecutive award nights. If you’re booking a five-night stay, you only pay for four nights in points. Factor this into your CPP calculation—it can significantly improve the math.

4. Not checking the cash rate first. If the cash rate for your stay is low (say, $120/night for a standard property), the CPP on a points redemption often drops below 0.4 CPP. In that case, paying cash and saving your points is the better move.

5. Transferring Bilt points to Hilton when airline partners offer better value. Bilt transfers 1:1 to many airline programs, including Hyatt (for hotels) and numerous airlines. A 1:1 transfer to an airline like Air Canada Aeroplan or Turkish Miles & Smiles almost always delivers more value than 1:1 to Hilton. See the Bilt Rewards transfer partners guide for the full list.

6. Confusing “transfer to Hilton” with “transfer from Hilton.” Transferring credit card points into Hilton is the topic of this page. Transferring Hilton points out to airlines is a separate (and usually bad) proposition, as discussed above.

How Does Hilton Compare to Other Hotel Transfer Options?

If you’re deciding where to send transferable points for hotel stays, here’s how Hilton stacks up against the main alternatives:

Key takeaway: World of Hyatt consistently delivers the highest CPP for hotel redemptions because it uses a category-based award chart rather than fully dynamic pricing. If you hold Chase or Bilt points and want hotel value, Hyatt is almost always the better destination. Hilton is best when you’re earning Hilton points directly through co-branded cards or stays.

For a broader view of where Chase points can go, see the Chase Ultimate Rewards transfer partners guide.

Does Hilton Honors Use an Award Chart or Dynamic Pricing?

Hilton uses dynamic pricing for award stays. There is no published award chart with fixed point costs per category. The number of points required for a free night fluctuates based on demand, season, property, and room type—just as cash rates do.

This matters for transfer decisions because:

• You can’t predict future award costs with certainty.
• A stay that costs 60,000 points today might cost 80,000 next week.
• Transferring points speculatively (without an immediate booking target) carries devaluation risk.

Dynamic pricing also means sweet spots exist, but are harder to find. A luxury resort during a low-demand period might price at 50,000 points per night when the cash rate is $400+, delivering excellent value. The same property during peak season might be priced at 120,000 points when the cash rate is $500, which would deliver poor value.

Hilton Honors Transfer Partners FAQ

Q: Can I transfer Chase Ultimate Rewards points to Hilton Honors? No. Chase has no direct transfer partnership with Hilton (per the ATH table). Chase transfers to Hyatt, Marriott, and IHG for hotel programs.

Q: Can I transfer Capital One miles to Hilton? No. Capital One has no direct transfer to Hilton (per the ATH table). For Capital One’s full partner list, see the Capital One Miles transfer partners guide.

Q: Can I transfer Citi ThankYou points to Hilton? No direct transfer (per ATH table).

Q: How long does an Amex to Hilton transfer take? Typically 1–2 business days, though Amex states it can take up to 2–3 days in some cases.

Q: How long does a Bilt to Hilton transfer take? Usually instant to 24 hours.

Q: Is the Amex 1:2 transfer ratio to Hilton a good deal? Rarely. While you receive 2 Hilton points per Amex point, Hilton points are worth roughly one-third to one-quarter of an Amex point. In most cases, you lose value on the exchange. It can make sense for high-value hotel redemptions where Hilton CPP exceeds 0.7–0.8.

Q: Can I transfer Hilton points back to Amex or Bilt? No. All transfers to Hilton are one-way and irreversible.

Q: Are there ever transfer bonuses from Amex to Hilton? Transfer bonuses have occurred historically, but they are unpredictable and not guaranteed. We do not list bonuses unless currently verified and live. Always check the Amex transfer portal for current offers before transferring.

Q: Should I transfer Bilt points to Hilton or Hyatt? In almost every scenario, Hyatt delivers better CPP because it uses a category-based award chart and points are worth 1.5–2.5 CPP on average. Transfer to Hilton only if you have a specific Hilton redemption that Hyatt can’t match.

Q: What’s the minimum transfer amount from Amex to Hilton? Typically, 1,000 Amex Membership Rewards points (which convert to 2,000 Hilton points).

Q: Does Hilton still transfer points to airlines? Yes, Hilton Honors transfers to 26 airline partners, but at a 10:1 ratio (or worse). This is rarely a good value and should only be used as a last resort to top off a small airline mileage shortfall.

Q: Is Hilton’s dynamic pricing getting worse? Dynamic pricing means costs fluctuate, and there’s always devaluation risk. Hilton has not published a formal devaluation announcement recently, but award costs tend to creep upward over time at popular properties. This is another reason to avoid speculatively stockpiling Hilton points.

Conclusion and Next Steps

Hilton Honors has just two direct credit card transfer partners: Amex Membership Rewards (1:2) and Bilt Rewards (1:1). Both transfers involve trading flexible, high-value points for less-flexible, lower-value hotel points—a trade-down that’s only justified when a specific Hilton redemption delivers strong CPP.

Here’s what to do next:

1. If you have a Hilton stay in mind, check the points cost and cash rate. Run the CPP math using the Award Travel Hub calculators. If Hilton CPP exceeds 0.7 and you’re short on Hilton points, a transfer from Amex or Bilt can be a reasonable option.

   
   

2. If you’re deciding between hotel programs for your transferable points, compare Hilton against Hyatt and Marriott. For most travelers, World of Hyatt offers better per-point value. See the full transfer partners overview to compare all options side by side.

   
   

3. If you primarily stay at Hilton properties, consider earning Hilton points directly through a co-branded Hilton Amex card rather than transferring from Membership Rewards. The earning rates (7x–14x at Hilton) are far more efficient than the 1:2 transfer ratio.

   
   

4. If you’re sitting on a large Amex or Bilt balance, keep those points flexible. Airline transfers for premium cabin awards—business class and first class redemptions—almost always deliver the highest CPP. Don’t park points in Hilton unless you have a clear plan to use them soon.

   
   

Transfers are permanent. Do the math first, book second.

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