Current and Historical Credit Card Transfer Bonuses

Credit card transfer bonuses can meaningfully increase the value of your points, but the best move depends on timing, partner value, and your planned redemption. This page gives you a single place to review both current transfer bonuses and a historical archive of past offers across major bank rewards programs and airline or hotel partners.

Use the current bonuses section to find live opportunities, then check the archive below to compare today’s offer against recent patterns. If you want to know whether a 20% or 30% bonus is truly strong, this page helps you evaluate transfer bonuses in context before moving flexible points

Current Transfer Bonuses

Loading…

Past Transfer Bonus Archive

Browse historical credit card transfer bonuses by bank, keyword, or year to compare past transfer offers across major airline and hotel loyalty programs. Use this archive to see how current transfer bonuses stack up against recent trends before you transfer points.

Bank

Year

Sort

Reset

Showing 32 historical bonuses

Transfer from	Transfer to	Bonus	Start Date	End Date	Notes	Read Post
Bilt Rewards	Japan Airlines	Up to 125%*	March 1, 2026	March 1, 2026	Blue: 25% bonus Silver: 50% bonus Gold: 75% bonus Platinum: 100% bonus Bilt Cash Upgrade: Use Bilt Cash to temporarily upgrade status for $135 to unlock the next-tier promotion. Platinum gets a 125% upgrade offer. You can only move up one tier (e.g., Blue → Silver).	Read Post
Chase Ultimate Rewards	Virgin Atlantic	40%	February 14, 2026	February 28, 2026
Chase Ultimate Rewards	Marriott	50%	February 1, 2026	February 28, 2026		Read Post
Capital One Miles	Japan Airlines	30%	February 1, 2026	February 28, 2026		Read Post
Capital One Miles	Avianca	15%	January 12, 2026	February 11, 2026		Read Post
Bilt Rewards	Accor	Up to 100%*	February 1, 2026	February 1, 2026	Blue: 25% bonus Silver: 50% bonus Gold: 75% bonus Platinum: 100% bonus	Read Post
Chase Ultimate Rewards	IHG	70%	December 1, 2025	January 15, 2026
Chase Ultimate Rewards	Air Canada	Up to 25%*	November 24, 2025	January 5, 2026	Transfer between 1,000 – 74,000 points in a single transfer and receive 15% bonus Aeroplan points. Transfer between 75,000 – 174,000 points in a single transfer and receive 20% bonus Aeroplan points. Transfer 175,000 and above points in a single transfer and receive 25% bonus Aeroplan points.
Rove Miles	Finnair	20%	December 1, 2025	January 1, 2026
AMEX Membership Rewards	Virgin Atlantic	40%	November 21, 2025	December 31, 2025
Chase Ultimate Rewards	Virgin Atlantic	30%	November 21, 2025	December 5, 2025
Bilt Rewards	British Airways	Up to 100%*	December 1, 2025	December 1, 2025	Blue: 50% bonus Silver: 60% bonus Gold: 75% bonus Platinum: 100% bonus
Chase Ultimate Rewards	Marriott	70%	November 14, 2025	November 30, 2025
AMEX Membership Rewards	Avianca	15%	November 3, 2025	November 30, 2025
AMEX Membership Rewards	Marriott	30%	September 30, 2025	November 30, 2025
Capital One Miles	British Airways	20%	November 2, 2025	November 21, 2025
Chase Ultimate Rewards	Virgin Atlantic	40%	November 7, 2025	November 20, 2025
Citi ThankYou Rewards	Qantas	20%	October 18, 2025	November 8, 2025
Chase Ultimate Rewards	Southwest	25%	October 22, 2025	November 6, 2025
Chase Ultimate Rewards	Aer Lingus	30%	October 1, 2025	October 31, 2025
Chase Ultimate Rewards	British Airways	30%	October 1, 2025	October 31, 2025
Chase Ultimate Rewards	Iberia	30%	October 1, 2025	October 31, 2025
AMEX Membership Rewards	Air France/KLM	20%	October 1, 2025	October 31, 2025
Chase Ultimate Rewards	IHG	80%	October 1, 2025	October 22, 2025
Capital One Miles	Japan Airlines	30%	September 23, 2025	October 22, 2025

How to Use the Transfer Bonus Archive

The historical transfer bonus archive helps you compare today’s offer with past promotions by bank, partner, and timing. Instead of looking at a current bonus in isolation, you can see whether it matches, exceeds, or falls below recent transfer bonus trends.
This matters because not every transfer bonus is equally valuable. A higher percentage does not always mean a better redemption if award pricing is weak or the partner is not a good fit for your trip. Use this archive together with your target redemption, estimated cents per point, and partner availability before transferring points.
In general, the best use of a transfer bonus is for a redemption you already plan to make. If you are considering a speculative transfer, review the historical pattern first, compare the partner’s value, and remember that transfer bonuses come and go while devaluations can happen at any time.

FAQ: Transfer Bonuses

What is a credit card transfer bonus?

A credit card transfer bonus gives you extra airline miles or hotel points when you move rewards from a transferable points program to a partner loyalty program. For example, a 25% transfer bonus means 1,000 credit card points become 1,250 partner points instead of the standard amount.

Which banks usually offer transfer bonuses?

Transfer bonuses most often appear from major transferable points programs such as American Express Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou Rewards, and Bilt Rewards. The partners and bonus percentages vary throughout the year.

Are transfer bonuses always worth using?

No. A transfer bonus only adds value if the partner program has a redemption you actually want and the award pricing is favorable. A smaller bonus to a high-value partner can be better than a larger bonus to a weak-value partner.

Why should I check historical transfer bonuses before transferring points?

Historical data helps you judge whether a current offer is strong, average, or relatively weak. It also shows which banks and partners tend to run promotions more often, which can help you decide whether to transfer now or wait.

Should I transfer points speculatively during a bonus?

Usually, only if you have a clear near-term use for the points and understand the risks. Once you transfer points, the move is often irreversible, and partner programs can change award pricing or availability without notice.

Do transfer bonuses apply to both airline and hotel partners?

Yes. Transfer bonuses can apply to both airline and hotel partners, although airline bonuses are often more common. The value depends on the partner’s award pricing, transfer ratio, and how you plan to redeem the points.

How should I use this page with your other tools?

Start with the current transfer bonuses to see live offers, then review the historical archive to compare against past promotions. After that, use the Transfer Partners page and your points calculators to estimate whether a transfer gives you strong redemption value.

Advertiser Disclosure

Current and Historical Credit Card Transfer Bonuses

Current Transfer Bonuses

Past Transfer Bonus Archive

How to Use the Transfer Bonus Archive

FAQ: Transfer Bonuses